Liobank - Digital Bank 1.84.23

Liobank, a digital banking platform in Vietnam backed by Orient Commercial Joint Stock Bank (OCB), strives to simplify banking processes for its users. The mobile banking application offers a straightforward interface complemented by a complimentary 2-in-1 bank card.

The referral program allows customers to invite friends to join Liobank, rewarding both parties with a bonus of 50,000₫ upon the activation of the new member's plastic card. This feature promotes community engagement within the banking experience.

Here are several key features that could position Liobank as a preferred choice for banking:

• 2-in-1 card: A combination of credit and debit capabilities along with instant cashback incentives.
• Credit limit: Up to 300,000,000₫ with zero interest for a duration of up to 62 days; online credit loans can be secured without the hassle of paperwork.
• Cashback rewards: Earn up to 10% cashback on expenditures and mobile top-ups.
• Flexible installment plans: Available for up to 12 months at a competitive fee of just 1.7% per month.
• Attractive savings feature: A personal savings account offering an interest rate of 3.5% on deposited funds.
• No fees: Fast money transfers, payments, and utility bill settlements incur no charges.
• Competitive foreign exchange fees: The lowest rates for international transactions at just 2% with no additional fluctuation or minimum fees.
• Google Pay integration: Providing additional options for transactions.
• Personalization: Ability to choose a unique lucky account number without any cost.
• Payment notifications: Alerts for bill payments and other utilities ensure timely management of expenses.
• Savings tool: "Piggy" feature allows users to save for future aspirations while earning interest.
• Subscription management: Payment controls for linked services can be managed directly through the mobile app.
• Near-field payment capability: Users can shake their phone for quick transfers without requiring card or recipient details.
• Social sharing: Conveniently split bills among friends for social expenses or send personalized messages with photo attachments during transactions.
• Error correction ability: Payments can be canceled within a brief window if mistakes occur.
• Easily repeat transactions: Responding to payments and replicating previous transactions can be accomplished with minimal effort.
• User control features: The app enables management of card settings, including PIN adjustments and spending limits.
• Financial insights: Users can easily access and export their transaction statements and categorize expenses through tagging for better budgeting analytics.
• Loyalty program: Collect rewards by frequently utilizing the bank card.
• Privacy options: "Incognito" mode ensures balance and transaction amounts remain confidential during support interactions.
• User-friendly interface: Personalization options such as changing background colors and toggling dark mode enhance the application experience.
• Direct customer support: Commitment to human interaction rather than chatbots ensures responsive assistance from knowledgeable professionals at any time, anywhere.

The features presented by Liobank illustrate a comprehensive approach toward modern banking solutions, catering to both convenience and user experience within the digital space.

The Liobank headquarters is located at 15 Tran Bach Dang, Ward 3, Thu Duc District, Ho Chi Minh City, Vietnam. For inquiries, they can be reached at (84) 2 836 220 139. Liobank operates under Orient Commercial Joint Stock Bank (OCB), with the business code: 0300852005.